WR Ethical resources & blog

April 18, 2023

What Is a Green Mortgage? | WR Ethical

What Is a Green Mortgage? Green mortgages are an increasingly common offering from banks and building societies across the UK. As an ethical mortgage broker, we find this this encouraging, however many clients don’t yet fully understand what a green mortgage is, or the differences between them. So with that […]
May 31, 2023

WR Ethical – Ethical Champions

We are extremely proud to announce that WR Ethical has won “Ethical Mortgage Broker of the Year 2023 – England & Wales” at the recent Ethical Finance Awards 2023. Having been contacted to enter these awards some months ago, the team endured a nervous wait to hear the results. After […]
May 3, 2023

Charities Update

Here at WR Ethical we place a huge emphasis on carrying out our business in a way that is not just good for us, but is good for the planet and the people on it. One of the key pillars that underpins this mission is our charity work. Aside from […]
April 6, 2023

It’s official – we are a top rated mortgage broker!

We’re delighted that for the second year running, we have officially been recognised by VouchedFor as being a Top Rated Firm! As a bonus, for the second year in a row, we appeared in the national Top Rated Guide, distributed with the The Times newspaper. While the award has a […]
March 6, 2023

Is It a Good Time To Buy Property?

When is the best time for me to buy property? It’s a question most of us have asked at some point. Whether just to ourselves, to family or friends, trusted advisors or the internet. The wise-crackers will say ’20 years ago’, ruing the way house prices used to be so […]
May 31, 2023

WR Ethical – Ethical Champions

We are extremely proud to announce that WR Ethical has won “Ethical Mortgage Broker of the Year 2023 – England & Wales” at the recent Ethical Finance Awards 2023. Having been contacted to enter these awards some months ago, the team endured a nervous wait to hear the results. After […]
May 3, 2023

Charities Update

Here at WR Ethical we place a huge emphasis on carrying out our business in a way that is not just good for us, but is good for the planet and the people on it. One of the key pillars that underpins this mission is our charity work. Aside from […]
April 6, 2023

It’s official – we are a top rated mortgage broker!

We’re delighted that for the second year running, we have officially been recognised by VouchedFor as being a Top Rated Firm! As a bonus, for the second year in a row, we appeared in the national Top Rated Guide, distributed with the The Times newspaper. While the award has a […]
March 6, 2023

Is It a Good Time To Buy Property?

When is the best time for me to buy property? It’s a question most of us have asked at some point. Whether just to ourselves, to family or friends, trusted advisors or the internet. The wise-crackers will say ’20 years ago’, ruing the way house prices used to be so […]
February 7, 2023

LANDLORDS BUY-TO-LET FINANCE: MORTGAGES EXPLAINED FOR LETTINGS, HMOs AND SERVICED ACCOMMODATION

Becoming a landlord, growing a portfolio and creating a passive income can help you switch careers, change your lifestyle and build a solid financial future. There are various models of a buy-to-let business, and you don’t necessarily need to be a property owner to get started. But as you become […]
December 28, 2022

DISCOUNT, FIXED, CAPPED OR TRACKER: WHICH MORTGAGE IS FOR YOU?

Bewildered by the options? Boggled by the language? Bewitched by the offers? You are not alone. The mortgage market has thousands of products from hundreds of lenders, each with its own specific commitments, benefits and penalties. So how do you make the right choice to ensure you don’t get stuck […]
November 18, 2022

THE BANK OF MUM & DAD: FOUR WAYS TO HELP YOUR CHILDREN ONTO THE PROPERTY LADDER

It’s getting harder and harder for people to get onto the property ladder. As a parent, when you see your child struggling to get on the first rung, you’ll naturally want to help. Even at the average price of property in the UK – approaching £300,000 – and even with […]
March 17, 2022

Bridging loans explained: who are they for, how do they work, and what do they cost?

A bridging loan is a particular type of short-term property finance, covering anything between a few days to a couple of years. The loans provide an interim solution when the standard mortgage process is either unavailable or unsuitable.  Bridging loans can offer a practical route to securing a property in […]
February 18, 2022

Self-employed mortgages: our handy guide to borrowing when you work for yourself

As of November 2021, there were 4.2 million self-employed people in the UK, and many of them will think about owning their own homes at some point. Mortgage lenders will consider you self-employed if you own at least 20-25% of a business, and when that business provides your primary source […]