WR Ethical Joins Atom Bank’s Exclusive Broker Panel – Expanding Mortgage Options for Our Clients

Finding the Best Mortgage Deal – Even When It Meant Sending Clients Elsewhere

At WR Ethical, our commitment has always been simple: finding the best mortgage deal for you, even if that meant directing clients to other brokers. That’s why we’re excited to announce that, as of 30th January, we can now place mortgages with Atom Bank – one of the most generous lenders for first time buyers, those needing higher loan amounts with smaller deposits, and borrowers with a less than perfect credit history.

Why This Matters for Our Clients

Atom Bank offers some of the most attractive mortgage options for borrowers who may struggle to secure lending elsewhere. This includes:

• First-time buyers looking to maximise their borrowing potential.
• Borrowers with smaller deposits who need a high loan-to-value (LTV) mortgage.
• People with recent defaults, missed payments, or historic debt management plans (DMPs), arrangements to pay or debt relief orders (DROs) who may find it difficult to get approved by mainstream lenders.

Over the past five years, there have been three occasions where Atom Bank was the best possible option for our clients – but because they had a restricted broker panel, we had to refer them to another broker to get their mortgage. That wasn’t good enough. So, we persisted.

Joining an Exclusive Broker Panel

Atom Bank has only just opened its doors to a small group of additional mortgage brokers, and WR Ethical is now one of them. Less than half of mortgage brokers in the UK have access to Atom’s products, and we’re proud to be among the select few who can now offer their deals directly.

A huge thanks to Rosemount for their hard work in making this possible. Their expertise, persistence, and strong relationships across the industry played a key role in securing this opportunity.

What This Means for You

If you’re a first-time buyer, need a mortgage with a small deposit, or are currently on a Debt Management Plan, Atom Bank could be a fantastic option. And now, instead of having to go elsewhere, you can access their deals directly through us—with the same expert advice, ethical approach, and 100% five-star service that WR Ethical is known for.

If you’d like to find out more about how Atom Bank’s mortgages compare – we’d love to help you find the best deal for your situation.