What WR Ethical can do for you

Whether you’re a first-time buyer or a veteran of the property market, buying a home can often feel like a complicated and expensive process. It’s also a decision that shouldn’t be made with anything but straightforward and ethical advice. That’s where we come in.

We offer Independent Mortgage Advice in Bristol and throughout England and Wales. You guide our recommendations as we listen to your needs, and then we provide you with honest, straightforward advice to ensure you get the best value mortgage deal for your money.

As mortgage brokers in Bristol, we help you make an informed decision when it comes to buying your property. We also take some of the stress out of buying your home, saving you time by doing the mortgage application paperwork for you.

Here are some of our online reviews


Paul Waterfall mortgage-advisor ratings on VouchedFor

Why ethical mortgages?

Buying a house is probably the most expensive thing you will ever do. Whilst to start with, you will borrow that money off a lender, over time, they will make a healthy profit on your repayments. As you make those mortgage repayments month by month, doesn't it make sense that, if you have a choice, they are used for good?

Different lenders have different motivations and methods, and use their money in ways that you may or may not be happy with.

We want you to be informed, so you can make that choice for yourself. We will always find you the cheapest mortgage deal for your circumstances, and we know that money is tight, and choosing the cheapest mortgage will often make sense.

As well as finding the cheapest or the most suitable green mortgage for your circumstances, we work with Ethical Consumer to find you the best value and environmentally-sound option for your mortgage. Ethical Consumer are a UK non-profit publication and website with a mission to make global business more sustainable, who do detailed analysis of the ethical practices of mortgage lenders.

Our mission is to help you buy a property through a relationship that’s underpinned by honesty. We don’t seek out quick wins or focus on making a quick profit. We run our business as sustainably as we can, focusing on helping you attain an ethical mortgage through honest independent financial advice.

5 reasons to choose WR Ethical

Our clients like to seek our advice based on our honest and ethical approach. But that’s not the only reason they choose us to help them with independent mortgage and protection advice…

Save on fees - All initial mortgage advice, and most mortgage applications, are fee free - which means you might not pay us a penny, or you could even get cashback.

Search the whole of the mortgage market - We genuinely care about getting the best value, ethical mortgage deal for you. That’s where we search the whole of the market during our recommendation process - meaning you’ll get the ideal mortgage offer for your circumstances, from thousands of options.

Benefit from fair pricing - Our ethical pricing structure allows us to be one of the lowest cost mortgage brokers in the UK.

Enjoy honest customer service - Clients find our approach extremely refreshing, and we always aim to offer you a 5-star experience. The only way we can do that is by going above and beyond for every single person we help.

Receive experienced and ethical mortgage advice - We’ve woven care for the planet into all we do, so we’ll advise you on the ethics of different mortgage providers and donate a good portion of our turnover to charity.