First Time Buyers

Helping first-time buyers through the challenge of buying your first home

Whether you’ve been living with your parents or you’re leaving the world of renting behind, not much beats the excitement of moving into your very first home. Owning a property feels like a true milestone in life and comes with a new sense of independence and accomplishment.

But before you will be able to pick up your keys and pop champagne corks, there’s a long journey ahead. From preparing your finances, to getting a great mortgage deal, working with estate agents and navigating the legal process, our series of first-time buyer guides have everything you need to take your first step onto the property ladder.

We know and understand the difficulty and volatility of the housing market, which is why our award winning team of financial experts have put together the following guides:

• • Preparing your Finances
  • First Time Buyers Timeline
  • Arranging a mortgage (coming soon)
  • Property search (coming soon)
  • The legal process (coming soon)
  • Moving to your new home (coming soon)

At WR Ethical, our aim is simple. We want to help first-time buyers like you find the best possible mortgage option – without costing the Earth.

This means that as well as finding you the cheapest deal, we’ll offer advice on how the mortgage you select will impact the environment. The reason for this is simple, if we can help you to save money whilst helping the Earth, everybody wins.

We have many years of combined experience, that we will use to help you find the mortgage that is right for you. This includes helping you to better understand the process as a whole. We feel most comfortable when you have all of the knowledge available to make the best decision. This starts with understanding the length of time associated with buying your first property. We have created this First-time buyers timeline, which you may wish to download and refer to as and when needed.

As a rule of thumb, we typically advise that the whole process will take 12 months from inception to conclusion.

Remember, your home may be repossessed if you do not keep up repayments on your mortgage.