WR Ethical resources & blog

February 7, 2023

LANDLORDS BUY-TO-LET FINANCE: MORTGAGES EXPLAINED FOR LETTINGS, HMOs AND SERVICED ACCOMMODATION

Becoming a landlord, growing a portfolio and creating a passive income can help you switch careers, change your lifestyle and build a solid financial future. There are various models of a buy-to-let business, and you don’t necessarily need to be a property owner to get started. But as you become […]
December 28, 2022

DISCOUNT, FIXED, CAPPED OR TRACKER: WHICH MORTGAGE IS FOR YOU?

Bewildered by the options? Boggled by the language? Bewitched by the offers? You are not alone. The mortgage market has thousands of products from hundreds of lenders, each with its own specific commitments, benefits and penalties. So how do you make the right choice to ensure you don’t get stuck […]
November 18, 2022

THE BANK OF MUM & DAD: FOUR WAYS TO HELP YOUR CHILDREN ONTO THE PROPERTY LADDER

It’s getting harder and harder for people to get onto the property ladder. As a parent, when you see your child struggling to get on the first rung, you’ll naturally want to help. Even at the average price of property in the UK – approaching £300,000 – and even with […]
July 4, 2022

First-time buyer guide: all you need to know about getting a mortgage and buying your first home

Welcome to our first-time buyer guide. Whether you’ve been living with your parents or you’re leaving the world of renting behind, not much beats the excitement of moving into your very first home. Owning a property feels like a true milestone in life and comes with a new sense of […]
March 17, 2022

Bridging loans explained: who are they for, how do they work, and what do they cost?

A bridging loan is a particular type of short-term property finance, covering anything between a few days to a couple of years. The loans provide an interim solution when the standard mortgage process is either unavailable or unsuitable.  Bridging loans can offer a practical route to securing a property in […]
March 17, 2022

Bridging loans explained: who are they for, how do they work, and what do they cost?

A bridging loan is a particular type of short-term property finance, covering anything between a few days to a couple of years. The loans provide an interim solution when the standard mortgage process is either unavailable or unsuitable.  Bridging loans can offer a practical route to securing a property in […]
February 18, 2022

Self-employed mortgages: our handy guide to borrowing when you work for yourself

As of November 2021, there were 4.2 million self-employed people in the UK, and many of them will think about owning their own homes at some point. Mortgage lenders will consider you self-employed if you own at least 20-25% of a business, and when that business provides your primary source […]
December 4, 2021

Mortgage Broker Bristol