Published by Paul Waterfall on May 3, 2023

Charities Update

Here at WR Ethical we place a huge emphasis on carrying out our business in a way that is not just good for us, but is good for the planet and the people on it. One of the key pillars that underpins this mission is our charity work. Aside from the time that our team spend supporting local charities, for every mortgage application fee we receive, we make a charitable donation of £45. As a client of ours, we’ll ask you to select one of our chosen charities and then let you know once the payment has been made.

We’ve recently completed our annual review of the charities we support, and the donations we’ve made – an exciting activity, that helps give us real encouragement that we are making a difference beyond the direct impact we hope to have on each of you that we arrange a mortgage or insurance for.

In total during 2022 we donated over £3,000 – which works out as more than 5% of our turnover. It’s exciting to know the difference we have made.

During 2022 we supported three charities, picked by our founder Paul – Client Earth, CAP UK and Tearfund. Looking to the year ahead, our team decided to add an additional local charity, InHope, and also expand our international charity focus, by donating to the Disasters Emergency Committee (of whom Tearfund are a member). For a look at the four organisations we will be supporting in 2023, take a look below


InHope help people in Bristol overcome the insecurities of homelessness, hunger, addiction, and poor mental health. They do this through for main activities:

  • Foodbanks
  • The Wild Goose (Meals, support and hope for those in need)
  • Spring of Hope (Shelter and support for women in need)
  • Life Recovery courses

They say: “We are a Bristol-based charity who work in partnership with individuals, churches, community groups and companies to deliver the life-impacting work with our homeless and vulnerable clients. We are heavily reliant on voluntary donations and committed volunteers. Working together, we can achieve a bigger impact!”. You can find out more at

Disasters Emergency Committee

Disasters Emergency Committee (DEC) brings together 15 leading UK aid charities to raise funds quickly and efficiently at times of crisis overseas. The charities are experts in humanitarian aid and specialise in different areas of disaster response. They come together to speak in one voice and make fundraising more efficient. They say:

”Pooling our resources to work as one, we are pivotal in co-ordinating the UK public’s response to overseas disasters. In collaboration with our Rapid Response Network of national media and corporate partners, we raise the alarm to the UK public and set up easy ways to donate. And we have immediate impact, getting aid to people who need it, fast.”

You can find out more at


ClientEarth is one of the world’s most ambitious environmental organisations. They work in over 50 countries, ingeniously using the law to create systemic change. They focus on the most pressing environmental challenges, because they believe that a future in which people and planet thrive together isn’t just possible: it’s essential.

Client Earth use the power of the law to change the system – informing, implementing and enforcing the law, advising decision-makers on policy and training legal and judicial professionals. They work in partnership across borders, systems and sectors with their team of over 250 people across eight offices dedicated to protecting life on Earth. A few years ago, they were the clear leaders from a survey of environmental organisations when asked: “which non-profit UK environmental organisation do you think accomplish the most, given the resources at their disposal?”. Read more here

You can find out more at


CAP UK (Christians Against Poverty) provide debt and emotional counselling hand-in-hand, and are recommended by Martin Lewis of They say:
“Poverty is so much more than going without. It’s so much more than lacking materially. Poverty destroys lives. It robs people of joy, hope and opportunities. It tears families apart, isolates those most in need of support, and leads many to believe there is no way out. Before seeking help, 1 in 3 of our clients had considered or attempted suicide. Here at CAP, we won’t settle for that.

Through a team of more than 400 dedicated staff members based in all four UK nations, and hundreds of incredible churches delivering our services, people in desperate need are discovering life-changing freedom and hope every day.
Since 1996, we’ve seen tens of thousands of families and individuals break free from debt and poverty. And as the impact of the cost of living crisis is felt in households across the UK, we know there is much more to be done.”

You can find out more about them here: